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Explore cards from India's leading banks.
Explore credit cards from all major banks and financial institutions in India. Click any issuer to browse their full range of credit cards.
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Learn about bank approval policies, customer service channels, and credit card features in India.
Banks where you already maintain an active salary or savings account typically offer the smoothest approval path via pre-qualified offers. Among leading issuers, ICICI Bank, HDFC Bank, Axis Bank, and SBI Card offer high approval rates for applicants with a 750+ CIBIL score.
Private banks (HDFC, ICICI, Axis) often feature more sophisticated digital reward portals, higher merchant discount tie-ups, and modern mobile app controls. PSU banks (such as SBI Card and Bank of Baroda) provide competitive low finance charges and broad acceptance across tier-2 and tier-3 cities.
Yes, you do not need an existing bank account to apply for a credit card. Most major Indian card issuers issue cards to non-account holders based on income documentation, PAN verification, and credit bureau scores.
