CardGuruji

Indian Overseas Bank Credit Cards in India

Explore our curated list of Indian Overseas Bank credit cards. Compare features, fees, and rewards to find the perfect Indian Overseas Bank card for your needs.

IOB Visa Platinum Credit Card

IOB Visa Platinum Credit Card

Joining fee
₹ 500
Annual fee
₹ 500
Details
IOB Visa Classic Credit Card

IOB Visa Classic Credit Card

Joining fee
₹0
Annual fee
Lifetime Free
Details
IOB RuPay Platinum Credit Card

IOB RuPay Platinum Credit Card

Joining fee
₹0
Annual fee
Lifetime Free
Details
IOB RuPay Classic Credit Card

IOB RuPay Classic Credit Card

Joining fee
₹0
Annual fee
Lifetime Free
Details
IOB Visa Gold Credit Card

IOB Visa Gold Credit Card

Joining fee
₹ 500
Annual fee
₹ 500
Details
Frequently Asked Questions

Indian Overseas Bank Credit Card FAQs

Common questions about applying for, qualifying for, and managing Indian Overseas Bank credit cards in India.

You can apply for a Indian Overseas Bank credit card directly online through CardGuruji or on the official Indian Overseas Bank portal. The digital process involves filling in your personal and employment details, uploading KYC documents, and completing a video KYC verification.

Most Indian Overseas Bank credit cards require a minimum CIBIL credit score of 720 to 750+. Having an existing savings or salary account with Indian Overseas Bank can also improve your chances through pre-approved card offers with minimal paperwork.

Once you submit your application, Indian Overseas Bank sends an Application Reference Number (ARN) via SMS and email. You can check the real-time status on the Indian Overseas Bank online tracking portal by entering your mobile number and application reference number.

Indian Overseas Bank occasionally offers Lifetime Free cards under special promotional campaigns, for alumni of select premier institutions, or as pre-approved upgrades for long-standing savings account holders. Check the individual card listings above for current fee waiver offers.