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Best Dining Credit Cards in India

Explore our curated list of the top dining credit cards. Compare features, fees, and rewards to find the perfect card for your dining needs.

Browse 47 dining credit cards — page 1 of 6

Swiggy HDFC Bank Credit Card

Swiggy HDFC Bank Credit Card

4.54000 reviews
Joining fee
₹ 500
Annual fee
₹ 500
Details
Axis Bank My Zone Credit Card

Axis Bank My Zone Credit Card

4.37500 reviews
Joining fee
₹ 500
Annual fee
₹ 500
Details
HSBC Live+

HSBC Live+

4.32000 reviews
Joining fee
₹ 999
Annual fee
₹ 999
Details
Airtel Axis Bank Credit Card

Airtel Axis Bank Credit Card

4.68000 reviews
Joining fee
₹ 500
Annual fee
₹ 500
Details
City Union Bank Simplysave SBI Card

City Union Bank Simplysave SBI Card

Joining fee
₹ 499
Annual fee
₹ 499
Details
City Union Bank SBI Card Prime

City Union Bank SBI Card Prime

Joining fee
₹ 2,999
Annual fee
₹ 2,999
Details
South Indian Bank Simply Save SBI Credit Card

South Indian Bank Simply Save SBI Credit Card

Joining fee
₹ 499
Annual fee
₹ 499
Details
ICICI Bank Expressions Credit Card

ICICI Bank Expressions Credit Card

Joining fee
₹ 500
Annual fee
₹ 500
Details
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Showing page 1 of 6 (47 total cards)

Frequently Asked Questions

Best Dining Credit Cards FAQs

Helpful answers to common questions about choosing and maximizing rewards on dining credit cards.

The best dining credit card depends on your personal spending patterns. While premium cards offer the highest earn rates, entry-level cards often provide better value if you want low annual fees and easy milestone waivers. Compare the top-rated cards listed above to find the one matching your top monthly expense merchants.

Dining credit cards offer accelerated reward rates or direct discounts on category-specific transactions. Ensure you review merchant exclusions (such as rent, fuel, or government payments) and monthly cashback caps to maximize your net savings.

Yes, almost all major issuing banks offer annual fee waivers on dining cards if you meet a specified spending milestone during the membership year (typically between ₹1 Lakh to ₹3 Lakhs). Some options in this category are also available as Lifetime Free (LTF).

To apply for any dining credit card in India, you generally need: identity proof (PAN card, Aadhaar card), address proof, and income documentation (last 3 months' salary slips with bank statement for salaried individuals, or last 2 years' ITR for self-employed applicants).