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City Union BankCity Union Bank

City Union Bank SBI Card Prime

DiningLifestyleShoppingTravel
Welcome offerPizza Hut vouchers worth up to Rs. 4,000 in a year
Annual fee
₹ 2,999
Reward rate
10 reward points for every Rs. 100 spent on dining, groceries, departmental stores and movies; 2 reward points for every Rs. 100 spent on all other retail purchases, except for fuel; 20 reward points for every Rs. 100 spent on your birthday
Credit score
750+
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Free to apply via CardGuruji · subject to issuer approval

City Union Bank SBI Card Prime
Rewards

How the rewards work

What you earn on every spend, and the ways you can cash it in.

You earn

10 reward points for every Rs. 100 spent on dining, groceries, departmental stores and movies; 2 reward points for every Rs. 100 spent on all other retail purchases, except for fuel; 20 reward points for every Rs. 100 spent on your birthday

4 reward points = Rs. 1. Milestone benefits include Pizza-hut gift voucher worth Rs. 1,000 on spending Rs. 50,000 in a calendar quarter and Yatra/Pantaloons gift voucher worth Rs. 7,000 on achieving annual spends of Rs. 5 Lakh.

Reward currency
Reward Points
Perks

What you get with this card

The privileges that come bundled in, beyond the reward points.

  • 5X rewards on dining, movies & grocery

  • 8 domestic & 4 international lounge visits yearly

  • Gift voucher Pizza Hut vouchers worth up to Rs. 4,000 in a year

  • Renewal fee waiver on annual spends of Rs. 3 Lakh

Our verdict

Pros & cons

An honest read on where this card earns its keep — and where it doesn't.

What we like

  • 5X rewards on dining, movies & grocery

  • Complimentary domestic and international lounge visits

What to watch out for

  • Annual fee of Rs. 2,999 is quite high for the set of benefits offered

  • Card is not available on Paisabazaar.com

Costs

Fees & charges

Everything the issuer can bill you for, in one place.

Annual fee
₹2,999Charged every year from the second year

Other charges

Applied only when the situation arises

Balance transfer
Not verified from configured sources
Foreign currency markup
Not verified from configured sources
Late payment
Not verified from configured sources
Returned payment
Not verified from configured sources

Interest rates

Charged on any balance you carry forward

Purchases
Not verified from configured sources
Balance transfer
Not verified from configured sources
Cash advance
Not verified from configured sources

Fee waiver: most issuers waive the renewal fee once your yearly spends cross a set threshold. Confirm the exact criteria with City Union Bank before you apply.

Eligibility

Will you qualify?

The credit profile this card is typically approved for.

750+out of 900
Not verified from configured sources credit score

What this means for your application

  • Higher scores improve both your approval odds and the credit limit you're offered.
  • Issuers also weigh income, employment stability and your existing debt.
  • A rejected application leaves a hard enquiry on your report — apply only when you comfortably qualify.

Note: this is a guideline, not a hard cut-off. Existing customers of City Union Bank are often approved on slightly lower scores.

Frequently Asked Questions

Frequently Asked Questions about City Union Bank SBI Card Prime

Everything you need to know about City Union Bank SBI Card Prime fees, reward conversion, lounge access, and application eligibility.

The joining fee for City Union Bank SBI Card Prime is nominal, and the annual renewal fee is ₹2999 + GST. Many cardholders can get the renewal fee waived by reaching the annual milestone spend threshold. Check official bank terms for current welcome gift vouchers that offset the initial fee.

To qualify for City Union Bank SBI Card Prime from City Union Bank, a CIBIL score of 750 or higher is recommended. Applicants with a stable monthly income, low credit utilization (under 30%), and zero recent payment defaults have the highest likelihood of approval.

City Union Bank SBI Card Prime is designed to reward everyday spends. It currently features: "Pizza Hut vouchers worth up to Rs. 4,000 in a year". You earn reward points or cashbacks on eligible transactions, which can be redeemed for statement credit, air miles, or shopping vouchers via City Union Bank's rewards portal.

Yes, City Union Bank SBI Card Prime offers airport lounge privileges. Complimentary access is available at partner domestic and/or international airport lounges across India. Please verify quarterly spend requirements to unlock lounge vouchers.

You can apply for City Union Bank SBI Card Prime directly online. Have your PAN card, Aadhaar card, income proof (salary slips or Form 16/ITR), and bank statement ready. Most applicants receive digital KYC verification and an approval decision within a few business days.