Free to apply via CardGuruji · subject to issuer approval

What you earn on every spend, and the ways you can cash it in.
You earn
10 reward points for every Rs. 100 spent on dining, groceries, departmental stores and movies; 2 reward points for every Rs. 100 spent on all other retail purchases, except for fuel; 20 reward points for every Rs. 100 spent on your birthday
4 reward points = Rs. 1. Milestone benefits include Pizza-hut gift voucher worth Rs. 1,000 on spending Rs. 50,000 in a calendar quarter and Yatra/Pantaloons gift voucher worth Rs. 7,000 on achieving annual spends of Rs. 5 Lakh.
The privileges that come bundled in, beyond the reward points.
5X rewards on dining, movies & grocery
8 domestic & 4 international lounge visits yearly
Gift voucher Pizza Hut vouchers worth up to Rs. 4,000 in a year
Renewal fee waiver on annual spends of Rs. 3 Lakh
An honest read on where this card earns its keep — and where it doesn't.
5X rewards on dining, movies & grocery
Complimentary domestic and international lounge visits
Annual fee of Rs. 2,999 is quite high for the set of benefits offered
Card is not available on Paisabazaar.com
Everything the issuer can bill you for, in one place.
Applied only when the situation arises
Charged on any balance you carry forward
Fee waiver: most issuers waive the renewal fee once your yearly spends cross a set threshold. Confirm the exact criteria with City Union Bank before you apply.
The credit profile this card is typically approved for.
Note: this is a guideline, not a hard cut-off. Existing customers of City Union Bank are often approved on slightly lower scores.
Everything you need to know about City Union Bank SBI Card Prime fees, reward conversion, lounge access, and application eligibility.
The joining fee for City Union Bank SBI Card Prime is nominal, and the annual renewal fee is ₹2999 + GST. Many cardholders can get the renewal fee waived by reaching the annual milestone spend threshold. Check official bank terms for current welcome gift vouchers that offset the initial fee.
To qualify for City Union Bank SBI Card Prime from City Union Bank, a CIBIL score of 750 or higher is recommended. Applicants with a stable monthly income, low credit utilization (under 30%), and zero recent payment defaults have the highest likelihood of approval.
City Union Bank SBI Card Prime is designed to reward everyday spends. It currently features: "Pizza Hut vouchers worth up to Rs. 4,000 in a year". You earn reward points or cashbacks on eligible transactions, which can be redeemed for statement credit, air miles, or shopping vouchers via City Union Bank's rewards portal.
Yes, City Union Bank SBI Card Prime offers airport lounge privileges. Complimentary access is available at partner domestic and/or international airport lounges across India. Please verify quarterly spend requirements to unlock lounge vouchers.
You can apply for City Union Bank SBI Card Prime directly online. Have your PAN card, Aadhaar card, income proof (salary slips or Form 16/ITR), and bank statement ready. Most applicants receive digital KYC verification and an approval decision within a few business days.