CardGuruji
Yes BankYes Bank

Yes Marquee

4.5800 reviewsSuper PremiumTravel
Welcome offer60,000 Points
Annual fee
₹ 9,999
Reward rate
36 Points online / 18 offline
Credit score
760+
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Free to apply via CardGuruji · subject to issuer approval

Yes Marquee
VisaMastercard
Rewards

How the rewards work

What you earn on every spend, and the ways you can cash it in.

You earn

36 Points online / 18 offline

High reward rate

Reward currency
Points
Card network
Visa · Mastercard
Perks

What you get with this card

The privileges that come bundled in, beyond the reward points.

  • Unlimited Intl Lounge (+Guest)

  • 1% Forex

Our verdict

Pros & cons

An honest read on where this card earns its keep — and where it doesn't.

What we like

  • Guest Lounge Access

  • Low Forex

What to watch out for

  • High fee

Costs

Fees & charges

Everything the issuer can bill you for, in one place.

Annual fee
₹9,999Charged every year from the second year

Other charges

Applied only when the situation arises

Balance transfer
1%
Foreign currency markup
1%
Late payment
₹1200
Returned payment
₹500

Interest rates

Charged on any balance you carry forward

Purchases
2.99%
Balance transfer
2.99%
Cash advance
2.99%

Fee waiver: most issuers waive the renewal fee once your yearly spends cross a set threshold. Confirm the exact criteria with Yes Bank before you apply.

Eligibility

Will you qualify?

The credit profile this card is typically approved for.

760+out of 900
Excellent credit score

What this means for your application

  • Higher scores improve both your approval odds and the credit limit you're offered.
  • Issuers also weigh income, employment stability and your existing debt.
  • A rejected application leaves a hard enquiry on your report — apply only when you comfortably qualify.

Note: this is a guideline, not a hard cut-off. Existing customers of Yes Bank are often approved on slightly lower scores.

Frequently Asked Questions

Frequently Asked Questions about Yes Marquee

Everything you need to know about Yes Marquee fees, reward conversion, lounge access, and application eligibility.

The joining fee for Yes Marquee is nominal, and the annual renewal fee is ₹9999 + GST. Many cardholders can get the renewal fee waived by reaching the annual milestone spend threshold. Check official bank terms for current welcome gift vouchers that offset the initial fee.

To qualify for Yes Marquee from Yes Bank, a CIBIL score of 760 or higher is recommended. Applicants with a stable monthly income, low credit utilization (under 30%), and zero recent payment defaults have the highest likelihood of approval.

Yes Marquee is designed to reward everyday spends. It currently features: "60,000 Points". You earn reward points or cashbacks on eligible transactions, which can be redeemed for statement credit, air miles, or shopping vouchers via Yes Bank's rewards portal.

Yes, Yes Marquee offers airport lounge privileges. Complimentary access is available at partner domestic and/or international airport lounges across India. Please verify quarterly spend requirements to unlock lounge vouchers.

You can apply for Yes Marquee directly online. Have your PAN card, Aadhaar card, income proof (salary slips or Form 16/ITR), and bank statement ready. Most applicants receive digital KYC verification and an approval decision within a few business days.