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ICICI BankICICI BankLifetime Free

ICICI Adani One Platinum Credit Card

Welcome offerNot verified from configured sources
Annual fee
Lifetime Free
Reward rate
Not verified from configured sources
Credit score
750+
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Free to apply via CardGuruji · subject to issuer approval

ICICI Adani One Platinum Credit Card
Rewards

How the rewards work

What you earn on every spend, and the ways you can cash it in.

You earn

Not verified from configured sources

Not verified from configured sources

Reward currency
Not verified from configured sources
Costs

Fees & charges

Everything the issuer can bill you for, in one place.

Annual fee
₹0Lifetime free — no renewal charge

Other charges

Applied only when the situation arises

Balance transfer
Not verified from configured sources
Foreign currency markup
Not verified from configured sources
Late payment
Not verified from configured sources
Returned payment
Not verified from configured sources

Interest rates

Charged on any balance you carry forward

Purchases
Not verified from configured sources
Balance transfer
Not verified from configured sources
Cash advance
Not verified from configured sources
Eligibility

Will you qualify?

The credit profile this card is typically approved for.

750+out of 900
Not verified from configured sources credit score

What this means for your application

  • Higher scores improve both your approval odds and the credit limit you're offered.
  • Issuers also weigh income, employment stability and your existing debt.
  • A rejected application leaves a hard enquiry on your report — apply only when you comfortably qualify.

Note: this is a guideline, not a hard cut-off. Existing customers of ICICI Bank are often approved on slightly lower scores.

Frequently Asked Questions

Frequently Asked Questions about ICICI Adani One Platinum Credit Card

Everything you need to know about ICICI Adani One Platinum Credit Card fees, reward conversion, lounge access, and application eligibility.

The joining fee for ICICI Adani One Platinum Credit Card is nominal, and the annual renewal fee is Lifetime Free (₹0). Many cardholders can get the renewal fee waived by reaching the annual milestone spend threshold. Check official bank terms for current welcome gift vouchers that offset the initial fee.

To qualify for ICICI Adani One Platinum Credit Card from ICICI Bank, a CIBIL score of 750 or higher is recommended. Applicants with a stable monthly income, low credit utilization (under 30%), and zero recent payment defaults have the highest likelihood of approval.

ICICI Adani One Platinum Credit Card is designed to reward everyday spends. It currently features: "Not verified from configured sources". You earn reward points or cashbacks on eligible transactions, which can be redeemed for statement credit, air miles, or shopping vouchers via ICICI Bank's rewards portal.

ICICI Adani One Platinum Credit Card does not include unconditional complimentary lounge access as a primary perk. If airport lounge access is a priority, consider pairing this card with a dedicated travel credit card.

You can apply for ICICI Adani One Platinum Credit Card directly online. Have your PAN card, Aadhaar card, income proof (salary slips or Form 16/ITR), and bank statement ready. Most applicants receive digital KYC verification and an approval decision within a few business days.