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Flipkart SBI Credit Card

ShoppingTravelDiningLifestyle
Welcome offer₹250 Flipkart Voucher
Annual fee
₹ 500
Reward rate
7.5% on Myntra, 5% on Flipkart & Cleartrip, 4% on Zomato/Uber/PVR/Netmeds, 1% unlimited on other spends
Credit score
750+
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Free to apply via CardGuruji · subject to issuer approval

Flipkart SBI Credit Card
VisaMastercard
Rewards

How the rewards work

What you earn on every spend, and the ways you can cash it in.

You earn

7.5% on Myntra, 5% on Flipkart & Cleartrip, 4% on Zomato/Uber/PVR/Netmeds, 1% unlimited on other spends

Cashback capped at ₹4,000 per quarter per category for 7.5%, 5% and 4% tiers. 1% unlimited on other spends.

Reward currency
Cashback
Card network
Visa · Mastercard
Perks

What you get with this card

The privileges that come bundled in, beyond the reward points.

  • Welcome voucher ₹250 Flipkart Voucher

  • Cashback on Myntra, Flipkart, Cleartrip, Zomato, Uber, PVR, Netmeds

  • Quarterly cashback cap ₹4,000 per category

Costs

Fees & charges

Everything the issuer can bill you for, in one place.

Annual fee
₹500Charged every year from the second year

Other charges

Applied only when the situation arises

Balance transfer
Not verified from configured sources
Foreign currency markup
Not verified from configured sources
Late payment
Not verified from configured sources
Returned payment
Not verified from configured sources

Interest rates

Charged on any balance you carry forward

Purchases
Not verified from configured sources
Balance transfer
Not verified from configured sources
Cash advance
Not verified from configured sources

Fee waiver: most issuers waive the renewal fee once your yearly spends cross a set threshold. Confirm the exact criteria with SBI Card before you apply.

Eligibility

Will you qualify?

The credit profile this card is typically approved for.

750+out of 900
Not verified from configured sources credit score

What this means for your application

  • Higher scores improve both your approval odds and the credit limit you're offered.
  • Issuers also weigh income, employment stability and your existing debt.
  • A rejected application leaves a hard enquiry on your report — apply only when you comfortably qualify.

Note: this is a guideline, not a hard cut-off. Existing customers of SBI Card are often approved on slightly lower scores.

Frequently Asked Questions

Frequently Asked Questions about Flipkart SBI Credit Card

Everything you need to know about Flipkart SBI Credit Card fees, reward conversion, lounge access, and application eligibility.

The joining fee for Flipkart SBI Credit Card is nominal, and the annual renewal fee is ₹500 + GST. Many cardholders can get the renewal fee waived by reaching the annual milestone spend threshold. Check official bank terms for current welcome gift vouchers that offset the initial fee.

To qualify for Flipkart SBI Credit Card from SBI Card, a CIBIL score of 750 or higher is recommended. Applicants with a stable monthly income, low credit utilization (under 30%), and zero recent payment defaults have the highest likelihood of approval.

Flipkart SBI Credit Card is designed to reward everyday spends. It currently features: "₹250 Flipkart Voucher". You earn reward points or cashbacks on eligible transactions, which can be redeemed for statement credit, air miles, or shopping vouchers via SBI Card's rewards portal.

Flipkart SBI Credit Card does not include unconditional complimentary lounge access as a primary perk. If airport lounge access is a priority, consider pairing this card with a dedicated travel credit card.

You can apply for Flipkart SBI Credit Card directly online. Have your PAN card, Aadhaar card, income proof (salary slips or Form 16/ITR), and bank statement ready. Most applicants receive digital KYC verification and an approval decision within a few business days.