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Card Issuers
Explore cards from India's leading banks.
Free to apply via CardGuruji · subject to issuer approval
What you earn on every spend, and the ways you can cash it in.
You earn
10 miles per ₹100 on airline transactions, 4-10 miles per ₹100 on other spends
Earn AirMiles on eligible spends. 10 miles per ₹100 on airline tickets. 4-10 miles per ₹100 on other eligible spends depending on category. Miles can be transferred to airline partners or redeemed for vouchers.
The privileges that come bundled in, beyond the reward points.
10,000 welcome miles
Airport lounge access
10 miles per ₹100 on airline spends
Travel insurance
Dining offers
An honest read on where this card earns its keep — and where it doesn't.
High reward rate on airline spends
Airport lounge access
Welcome miles bonus
Annual fee of ₹3,000
Lower reward rate on non-airline spends
Everything the issuer can bill you for, in one place.
Applied only when the situation arises
Charged on any balance you carry forward
Fee waiver: most issuers waive the renewal fee once your yearly spends cross a set threshold. Confirm the exact criteria with the issuer before you apply.
The credit profile this card is typically approved for.
Note: this is a guideline, not a hard cut-off. Existing customers of the issuer are often approved on slightly lower scores.
Everything you need to know about Citi PremierMiles Credit Card fees, reward conversion, lounge access, and application eligibility.
The joining fee for Citi PremierMiles Credit Card is nominal, and the annual renewal fee is ₹3000 + GST. Many cardholders can get the renewal fee waived by reaching the annual milestone spend threshold. Check official bank terms for current welcome gift vouchers that offset the initial fee.
To qualify for Citi PremierMiles Credit Card from the issuing bank, a CIBIL score of 750 or higher is recommended. Applicants with a stable monthly income, low credit utilization (under 30%), and zero recent payment defaults have the highest likelihood of approval.
Citi PremierMiles Credit Card is designed to reward everyday spends. It currently features: "10,000 welcome miles on card activation". You earn reward points or cashbacks on eligible transactions, which can be redeemed for statement credit, air miles, or shopping vouchers via the issuing bank's rewards portal.
Yes, Citi PremierMiles Credit Card offers airport lounge privileges. Complimentary access is available at partner domestic and/or international airport lounges across India. Please verify quarterly spend requirements to unlock lounge vouchers.
You can apply for Citi PremierMiles Credit Card directly online. Have your PAN card, Aadhaar card, income proof (salary slips or Form 16/ITR), and bank statement ready. Most applicants receive digital KYC verification and an approval decision within a few business days.
