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Bank of MaharashtraLifetime FreeFree to apply via CardGuruji · subject to issuer approval
What you earn on every spend, and the ways you can cash it in.
You earn
2 points per ₹100 spent
Earn 2 reward points for every ₹100 spent on eligible purchases. Points can be redeemed for air miles, vouchers, or statement credit.
The privileges that come bundled in, beyond the reward points.
8 complimentary lounge visits per year
2% reward points on eligible spends
₹3,000 welcome voucher
Lifetime free on first year (based on OnePaisa data)
An honest read on where this card earns its keep — and where it doesn't.
Lifetime free on first year
8 annual lounge visits
Consistent 2% reward points
Annual fee applies after first year if spend criteria not met
Standard APR rates
Everything the issuer can bill you for, in one place.
Applied only when the situation arises
Charged on any balance you carry forward
The credit profile this card is typically approved for.
Note: this is a guideline, not a hard cut-off. Existing customers of Bank of Maharashtra are often approved on slightly lower scores.
Everything you need to know about Bank of Maharashtra SBI Credit Card fees, reward conversion, lounge access, and application eligibility.
The joining fee for Bank of Maharashtra SBI Credit Card is nominal, and the annual renewal fee is Lifetime Free (₹0). Many cardholders can get the renewal fee waived by reaching the annual milestone spend threshold. Check official bank terms for current welcome gift vouchers that offset the initial fee.
To qualify for Bank of Maharashtra SBI Credit Card from Bank of Maharashtra, a CIBIL score of 750 or higher is recommended. Applicants with a stable monthly income, low credit utilization (under 30%), and zero recent payment defaults have the highest likelihood of approval.
Bank of Maharashtra SBI Credit Card is designed to reward everyday spends. It currently features: "₹3,000 welcome voucher on activation". You earn reward points or cashbacks on eligible transactions, which can be redeemed for statement credit, air miles, or shopping vouchers via Bank of Maharashtra's rewards portal.
Yes, Bank of Maharashtra SBI Credit Card offers airport lounge privileges. Complimentary access is available at partner domestic and/or international airport lounges across India. Please verify quarterly spend requirements to unlock lounge vouchers.
You can apply for Bank of Maharashtra SBI Credit Card directly online. Have your PAN card, Aadhaar card, income proof (salary slips or Form 16/ITR), and bank statement ready. Most applicants receive digital KYC verification and an approval decision within a few business days.
