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Bajaj Finserv RBL Bank SuperCard

ShoppingLifestyleDiningFuel
Welcome offerNo specific introductory offer published; standard rewards apply from first transaction.
Annual fee
₹ 499
Reward rate
Up to 2% cashback on eligible spends
Credit score
700+
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Free to apply via CardGuruji · subject to issuer approval

Bajaj Finserv RBL Bank SuperCard
VisaMastercard
Rewards

How the rewards work

What you earn on every spend, and the ways you can cash it in.

You earn

Up to 2% cashback on eligible spends

Rewards are earned as points. 1 point = ₹0.10. Cashback is credited to the card account. Specific partner offers may vary.

Reward currency
Cashback
Card network
Visa · Mastercard
Perks

What you get with this card

The privileges that come bundled in, beyond the reward points.

  • Up to 2% cashback on eligible spends

  • EMI flexibility on purchases

  • Lounge access (for higher tier variants)

  • No hidden charges on standard transactions

Our verdict

Pros & cons

An honest read on where this card earns its keep — and where it doesn't.

What we like

  • Low annual fee (₹499 + GST)

  • Up to 2% cashback

  • EMI flexibility

What to watch out for

  • Cashback cap applies

  • Lounge access limited to higher tiers

Costs

Fees & charges

Everything the issuer can bill you for, in one place.

Annual fee
₹499Charged every year from the second year

Other charges

Applied only when the situation arises

Balance transfer
2.5% of transaction value
Foreign currency markup
3.5% of transaction value
Late payment
₹350 to ₹1,000 based on due amount
Returned payment
₹500

Interest rates

Charged on any balance you carry forward

Purchases
3.99% per month (47.88% p.a.)
Balance transfer
3.99% per month
Cash advance
3.99% per month

Fee waiver: most issuers waive the renewal fee once your yearly spends cross a set threshold. Confirm the exact criteria with the issuer before you apply.

Eligibility

Will you qualify?

The credit profile this card is typically approved for.

700+out of 900
Good credit score

What this means for your application

  • Higher scores improve both your approval odds and the credit limit you're offered.
  • Issuers also weigh income, employment stability and your existing debt.
  • A rejected application leaves a hard enquiry on your report — apply only when you comfortably qualify.

Note: this is a guideline, not a hard cut-off. Existing customers of the issuer are often approved on slightly lower scores.

Frequently Asked Questions

Frequently Asked Questions about Bajaj Finserv RBL Bank SuperCard

Everything you need to know about Bajaj Finserv RBL Bank SuperCard fees, reward conversion, lounge access, and application eligibility.

The joining fee for Bajaj Finserv RBL Bank SuperCard is nominal, and the annual renewal fee is ₹499 + GST. Many cardholders can get the renewal fee waived by reaching the annual milestone spend threshold. Check official bank terms for current welcome gift vouchers that offset the initial fee.

To qualify for Bajaj Finserv RBL Bank SuperCard from the issuing bank, a CIBIL score of 700 or higher is recommended. Applicants with a stable monthly income, low credit utilization (under 30%), and zero recent payment defaults have the highest likelihood of approval.

Bajaj Finserv RBL Bank SuperCard is designed to reward everyday spends. It currently features: "No specific introductory offer published; standard rewards apply from first transaction.". You earn reward points or cashbacks on eligible transactions, which can be redeemed for statement credit, air miles, or shopping vouchers via the issuing bank's rewards portal.

Yes, Bajaj Finserv RBL Bank SuperCard offers airport lounge privileges. Complimentary access is available at partner domestic and/or international airport lounges across India. Please verify quarterly spend requirements to unlock lounge vouchers.

You can apply for Bajaj Finserv RBL Bank SuperCard directly online. Have your PAN card, Aadhaar card, income proof (salary slips or Form 16/ITR), and bank statement ready. Most applicants receive digital KYC verification and an approval decision within a few business days.