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ICICI BankICICI BankLifetime Free

Amazon Pay ICICI Credit Card

4.850,000 reviewsShoppingCashback
Welcome offer₹300 Cashback on joining
Annual fee
Lifetime Free
Reward rate
5% for Prime Members
Credit score
720+
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Free to apply via CardGuruji · subject to issuer approval

Amazon Pay ICICI Credit Card
Visa
Rewards

How the rewards work

What you earn on every spend, and the ways you can cash it in.

You earn

5% for Prime Members

3% for Non-Prime. 2% on partners. 1% others.

Reward currency
Cashback
Card network
Visa
Perks

What you get with this card

The privileges that come bundled in, beyond the reward points.

  • Lifetime Free

  • Unlimited Cashback

  • Direct Amazon Pay credit

Our verdict

Pros & cons

An honest read on where this card earns its keep — and where it doesn't.

What we like

  • LTF

  • Great cashback

What to watch out for

  • No lounge access

Costs

Fees & charges

Everything the issuer can bill you for, in one place.

Annual fee
₹0Lifetime free — no renewal charge

Other charges

Applied only when the situation arises

Foreign currency markup
3.5%
Late payment
₹1200
Returned payment
₹500

Interest rates

Charged on any balance you carry forward

Purchases
3.5%
Balance transfer
3.5%
Cash advance
3.5%
Eligibility

Will you qualify?

The credit profile this card is typically approved for.

720+out of 900
Good credit score

What this means for your application

  • Higher scores improve both your approval odds and the credit limit you're offered.
  • Issuers also weigh income, employment stability and your existing debt.
  • A rejected application leaves a hard enquiry on your report — apply only when you comfortably qualify.

Note: this is a guideline, not a hard cut-off. Existing customers of ICICI Bank are often approved on slightly lower scores.

Frequently Asked Questions

Frequently Asked Questions about Amazon Pay ICICI Credit Card

Everything you need to know about Amazon Pay ICICI Credit Card fees, reward conversion, lounge access, and application eligibility.

The joining fee for Amazon Pay ICICI Credit Card is nominal, and the annual renewal fee is Lifetime Free (₹0). Many cardholders can get the renewal fee waived by reaching the annual milestone spend threshold. Check official bank terms for current welcome gift vouchers that offset the initial fee.

To qualify for Amazon Pay ICICI Credit Card from ICICI Bank, a CIBIL score of 720 or higher is recommended. Applicants with a stable monthly income, low credit utilization (under 30%), and zero recent payment defaults have the highest likelihood of approval.

Amazon Pay ICICI Credit Card is designed to reward everyday spends. It currently features: "₹300 Cashback on joining". You earn reward points or cashbacks on eligible transactions, which can be redeemed for statement credit, air miles, or shopping vouchers via ICICI Bank's rewards portal.

Amazon Pay ICICI Credit Card does not include unconditional complimentary lounge access as a primary perk. If airport lounge access is a priority, consider pairing this card with a dedicated travel credit card.

You can apply for Amazon Pay ICICI Credit Card directly online. Have your PAN card, Aadhaar card, income proof (salary slips or Form 16/ITR), and bank statement ready. Most applicants receive digital KYC verification and an approval decision within a few business days.